Preheat oven to 350º
Spray 2 quart casserole dish with non-stick cooking spray
Layer rice, ham and peas (note, it reduce cooking time, microwave frozen peas for 2 minutes)
Mix cream of mushroom soup, cheese and mil together. Pour over the layered rice, ham and peas.
Sprinkle with bread crumbs to top.
Bake for 45 minutes, or until hot and bubbly. If you microwaved the peas, this should be done in 40 minutes.